Please bring a copy of Drivers License or other photo identification to comply with Patriot Act.
- Last thirty days of pay stubs received
- Last two years W-2 forms
SELF EMPLOYED APPLICANTS OR APPLICANTS WITH COMMISSION,BONUS,OR RENTAL INCOME
- Last two-years SIGNED Personal Tax Returns filed with all schedules, Business Returns if filed separately.
FUNDS TO CLOSE:
- Last two bank statements (all pages) for all funds listed on application.
- NOTE: If bank statement shows any large deposits besides payroll, pension or Social Security, please document source of deposit
- Copy of Closing Statement from recently sold Real Estate, if using proceeds for new purchase.
- Copy of Sales Contract for Purchases; Original if FHA or VA loan.
NEW CONSTRUCTION OR RENOVATIONS:
- Copy of Construction Contract
- Copy of Lot Contract if purchasing lot or Warranty Deed if you already own your lot
- Plans and Specifications for work to be done
- Architectural Control Committee Approval Letter if Required for your Subdivision
- Copy of Warranty Deed
- Copy of current Homeowners Insurance Policy
- Copy of most recet Mortgage Statement
- Copy of Survey (Typically can use existing, if no external changes to property)
- Copy of existing Title Insurance Policy ( should entite you to a discount o this fee)
- Copy of Original Closing Statement
- Copy of DD214
- Original Certificate of Eligibility